Singapore Dollar to Philippine Peso (SGD/PHP) Exchange Rate Today
Sending moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
SGD to PHP Conversion Table
Common amounts converted from Singapore Dollar to Philippine Peso at today's rate.
| Singapore Dollar (SGD) | Philippine Peso (PHP) |
|---|---|
| 1 SGD | — |
| 5 SGD | — |
| 10 SGD | — |
| 25 SGD | — |
| 50 SGD | — |
| 100 SGD | — |
| 250 SGD | — |
| 500 SGD | — |
| 1,000 SGD | — |
| 5,000 SGD | — |
| 10,000 SGD | — |
| 50,000 SGD | — |
How much Philippine Peso will you actually receive?
Estimated cost to convert SGD 1,000 to PHP with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | PHP received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Sending money? Compare SGD to PHP providers
The SGD/PHP corridor handles significant transfer volume. If you send money regularly between Singapore Dollar and Philippine Peso, even a small rate difference compounds over time. Use the provider table above to compare what you would actually receive after fees and markup.
SGD/PHP rate statistics
Is today's SGD/PHP rate good or bad?
We compare today's live Singapore Dollar to Philippine Peso mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, SGD holders get more Philippine Peso per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Philippine peso is heavily influenced by overseas remittance flows and BSP monetary policy. Remittance services compete aggressively on this corridor, so comparing providers can yield meaningful savings.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the SGD/PHP exchange rate?
The SGD/PHP rate tracks how many Philippine Peso one Singapore Dollar buys. Uniquely among major currencies, SGD is managed by the Monetary Authority of Singapore using the exchange rate itself as the primary monetary policy tool, rather than interest rates.
SGD is issued by the Monetary Authority of Singapore (MAS) (ranked 10th globally - meaning it's the 10th most bought and sold currency in the world). PHP is issued by the Bangko Sentral ng Pilipinas (BSP) (ranked 28th). Full SGD profile | Full PHP profile
Singapore Dollar to Philippine Peso is popular with travellers to the Philippines and the large Filipino diaspora sending remittances home.
Is today's SGD/PHP rate good or bad?
The Singapore Dollar to Philippine Peso mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. The SGD/PHP corridor handles large remittance volumes, so specialist providers compete aggressively. Compare the final received amount across providers, not just the headline fee.
Converting Singapore Dollar to Philippine Peso? Read this first
Sending money to the Philippines? Remittances account for roughly 10% of the Philippine economy. Services like Wise compete aggressively on this corridor, often offering better rates than banks.
Watch out: Banks typically charge 3-5% on SGD to PHP transfers. Regulated online services like Wise are equally safe and usually much cheaper. Always compare the final received amount, not just the fee.
Frequently asked questions
Is it better to use a card or withdraw cash for Philippine Peso?
For most travelers, a card with no foreign transaction fee is the simplest and cheapest option - provided you always choose to pay in Philippine Peso (the local currency) rather than Singapore Dollar. Choosing your home currency triggers Dynamic Currency Conversion (DCC), which typically adds 3-5% on top. If you need cash, withdraw from ATMs in-country rather than exchanging at airports.
How much does it cost to send money between SGD and PHP?
Costs vary widely. Banks typically charge a fixed fee ($15-50) plus a 2-4% markup on the exchange rate. Online services like Wise or Remitly often have lower fees and tighter spreads. The total cost includes both the fee and the exchange rate markup - always compare the final amount the recipient would get, not just the advertised fee or rate.
Learn more
- MAS Monetary Policy - Monetary Authority of Singapore policy
- BSP - Exchange Rates - Bangko Sentral ng Pilipinas daily rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.