We show indicative mid-market exchange rates and tools to help you compare them. We do not exchange money, hold client funds, or quote final retail prices. Our job is simpler: show the benchmark rate clearly, explain what it means, and help you see the gap between the market rate and the rate a provider offers you.
What we do
ExchangeRates.com is a free currency converter and rate alert service. Everything on the site is free to use - the converter, charts, pair pages, glossary, rate alerts, daily digests, and Telegram notifications.
We cover 200+ currencies including fiat currencies, precious metals, and major cryptocurrencies. Each currency pair page shows the live rate, 30-day and 365-day charts, a reckoner table, provider fee comparisons, and pair-specific context.
What rate you see here
The main rate on our site is the mid-market rate. This is the midpoint between wholesale buy and sell prices in the foreign-exchange market.
It is a useful benchmark because it strips out the spread that banks, cards, and money-transfer services usually add. In real life, most people do not receive the raw mid-market rate. Providers typically add a spread, a fee, or both. That is why your bank, card, ATM, or transfer app may show a different number.
Where our data comes from
We use multiple sources so we can prioritise continuity, accuracy, and broad coverage.
Our primary source for live and historical exchange-rate data is TwelveData, covering fiat currencies, cryptocurrencies, and commodities.
For broader fiat coverage, we also use Open Exchange Rates, which provides hourly rates for 170+ currencies against the US dollar.
We use European Central Bank reference rates as an additional reference source.
For market context, including which currencies and pairs are most traded globally, we use Bank for International Settlements survey data.
If a direct rate is temporarily unavailable, we may calculate a cross-rate through a major currency such as USD or EUR. When that happens, we label it as a derived rate. Full details in our methodology.
How often the data updates
During market hours, our primary rates can update as often as every 60 seconds.
When the market is closed - usually over most of the weekend - the rate you see may be the last available close. That is normal. A weekend rate is a reference point, not a guaranteed deal.
How to use this site
Use ExchangeRates.com as a benchmark.
- Check the mid-market rate for your currency pair.
- Compare it with the rate and fees your bank, card, or transfer provider is actually offering.
- If you are comparing providers, focus on the final amount received after all fees and markups, not just the advertised fee.
You can also set up rate alerts for any pair - we will email or Telegram you when the rate crosses your target.
What this site is not
ExchangeRates.com is not a bank, broker, remittance company, or financial adviser. We are not regulated as a financial services provider and do not hold any financial services licence.
The rates on this site are for information and comparison only. If you are making a payment, transfer, accounting entry, or tax filing, confirm the exact source and method your provider, accountant, auditor, or local authority requires.
About Moneda Media LLC
ExchangeRates.com is published by Moneda Media LLC, a Delaware-registered company founded in 2017 with nearly a decade of experience publishing financial data and comparison websites.
Moneda Media also publishes Commodity.com, a commodities and trading education platform. Across our sites, we focus on the same principles: show real data from verifiable sources, explain the methodology, disclose commercial relationships, and never pretend to be something we are not.
We are a small, distributed team focused on data accuracy, transparency, and user experience. We do not have a trading floor, a sales team, or a call centre. We build tools.
Moneda Media LLC is independently owned and operated. No bank, broker, or transfer provider has an ownership stake in ExchangeRates.com or editorial influence over the rates we display.
Registered office: 1013 Centre Road, Suite 403S, Wilmington, New Castle, Delaware, 19805, United States. Delaware file number 6598850.
Our transparency standard
We aim to make five things clear on every important page:
- What kind of rate you are seeing
- Where it comes from
- When it was last updated
- Whether it is direct or derived
- What it does not include - especially provider spreads and fees
If we compare providers, we explain the assumptions, timestamps, and any commercial relationships behind those comparisons. Every page footer shows the data source and links to our methodology.
How we make money
ExchangeRates.com may earn referral fees when you visit some providers through our affiliate links. You pay nothing extra.
Commercial arrangements do not change the benchmark rates we publish. If a provider appears in a comparison because of a commercial relationship, we say so clearly.
What we've shipped
ExchangeRates.com was rebuilt from scratch in February 2026 and is actively developed. We've shipped 50+ features since relaunch, including:
- Currency converter with live mid-market rates and interactive charts
- Rate alerts via email and Telegram - set a target rate and get notified
- Daily digests - one rate summary per morning
- Pair pages for hundreds of currency combinations
- Six user modes - Travel, Money Transfers, Business, Real Estate, Trader, Expert
- Three languages - English, Spanish, Portuguese
- Accessibility - dark mode, high contrast, adjustable font sizes, keyboard navigation
- Glossary with 30+ forex terms in plain English
Corrections and contact
If you think a rate, chart, or explanation is wrong, tell us. We would rather fix a mistake quickly than hide behind vague language.
For privacy questions, see our privacy policy. For the full terms, see our Terms & Conditions.
ExchangeRates.com is published by Moneda Media LLC, 1013 Centre Road, Suite 403S, Wilmington, New Castle, Delaware, 19805. Version 1.25